Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content U.S. Personal Savings Rate What can be learned from the savings rate? Retirement Redefined Around the country, attitudes about retirement are shifting. When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial?